Sell a House With a Lien in Houston, TX — We Buy It As-Is for Cash

• Property tax liens / back property taxes. Unpaid Texas property taxes become a priority "super lien" and can lead to a tax sale on the first Tuesday of the month. We settle the delinquent taxes out of the sale.
• Judgment liens (abstracts of judgment). A recorded judgment can raise a title issue, but Texas homestead protections may prevent an ordinary judgment lien from attaching. Have the title company and a Texas attorney determine what release or other documentation is required for your property. We handle the payoff or release.
• IRS or federal tax liens. A federal tax lien attaches to the house; there is an IRS process (Certificate of Discharge, Form 14135) to release the property so it can be sold. We work through it.
• HOA liens. Past-due HOA dues can turn into a lien and even an HOA foreclosure. We clear the HOA balance at closing.
• Mechanic's / contractor liens. An unpaid contractor can record a lien on the house. We resolve it so it does not block the sale.
• Code-violation and city liens. City fines and nuisance-abatement liens attach to the property; because we buy as-is, we settle them.
• Second mortgages, HELOCs, solar/UCC and child-support liens. We coordinate every payoff so the title is clear at closing.

Not sure what is recorded against your Houston property? Tell us the address and we will help you find out what is on title before you commit to anything.

Texas foreclosures move fast. Most are non-judicial: after you fall behind, the lender sends a notice of default with a 20-day window to cure, then a 21-day notice of sale — and the auction happens on the first Tuesday of the month, sometimes barely 41 days after the process starts. The good news: you can sell right up until that foreclosure sale, and selling is almost always better than letting it go to auction.

If you owe close to — or even more than — the house is worth, we can still buy it. When there is little or no equity, we work directly with your lender on the payoff so the loan and the other liens are cleared at closing. You are not hiring us to be your agent; we are the cash buyer, and handling the lender and the liens is part of how we purchase the home. The earlier you call before that first-Tuesday sale date, the more options we have.